Investment Philosophy

We believe that investors generally find themselves in one of three specific investment phases during their life.

Our understanding of which phase each client is in is essential to structuring each client’s portfolio and financial plan appropriately.

Wealth Accumulation

Investors are focused upon building wealth in order to achieve short and long-term goals including buying a new home, sending children to college and funding retirement.

Wealth Preservation

Investors have accumulated wealth over many years and are now more focused on reducing risk and maintaining their asset values.

Income Distribution

As investors transition into their retirement years, their accumulated wealth now provides the necessary cash flow to support the lifestyle they have worked so hard for.