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Investment Solutions

A wide array of investment solutions to choose from.

The following is a description of the various managed portfolios available to Western’s clients:

Equities

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Mid-Large Cap Growth

  • 35 individual “growth” companies with a market capitalization of $3.0 billion or greater which exhibit strong earnings and revenue growth and positive market price relative strength.
  • Examples of companies that have historically been in the portfolio include Apple, Amazon, Microsoft, PayPal and Netflix.
  • There is no requirement for the companies to pay dividends to be included in the portfolio.
  • The portfolio is most appropriate for clients seeking to maximize capital appreciation potential in their accounts.
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Mid-Large Cap Growth and Income

  • 35 individual “value” companies with a market capitalization of $3.0 billion or greater which exhibit low price-to-earnings, price-to-book value and price-to-sales ratios which are also exhibiting positive market price relative strength.
  • Examples of companies that have historically been in the portfolio include Bank of America, JP Morgan, United Health, Walmart and Williams Sonoma.
  • Companies must pay dividends, and have historically increased their dividends, in order to be included in the portfolio.
  • The portfolio is most appropriate for clients seeking current income first and the potential for capital appreciation secondarily.
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Mid-Large Cap Growth and Income II

  • 35 individual companies (growth or value) with a market capitalization of $3.0 billion or greater with a record of consistently increasing dividends over time which are also exhibiting positive market price relative strength.
  • Examples of companies that have historically been in the portfolio include Blackrock, DR Horton, Apple, Oracle and Qualcomm.
  • Companies in the portfolio must pay a dividend and must have increased their dividends consistently over time in order to be included in the portfolio.
  • The portfolio is most appropriate for clients seeking a combination of capital appreciation potential and current income.
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Mid-Large Cap Blend

  • 35 individual companies with a market capitalization of $3.0 billion or greater selected from the best performing positions in the Mid-Large Cap Growth and Mid-Large Cap Growth and Income portfolios (equally).
  • Examples of companies that have historically been in the portfolio include Apple, Amazon, JP Morgan and Williams Sonoma.
  • Companies selected from the Mid-Large Cap Growth and Income portfolio must pay dividends. Other companies selected from the Mid-Large Cap Growth portfolio may or may not pay dividends.
  • The portfolio is most appropriate for clients seeking to invest in a blend of growth and value companies for capital appreciation potential with a secondary objective of current income.
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Small Cap Equities

  • A portfolio of highly rated, cost effective exchange traded funds (ETFs) providing broad exposure to companies with a market capitalization of $500 million to $3.0 billion.
  • The portfolio is most appropriate as part of an overall allocation to equities for clients seeking capital appreciation potential.
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International Equities

  • A portfolio of highly rated, cost effective exchange traded funds (ETFs) providing broad exposure to small and large capitalization non-U.S. companies.
  • The portfolio is most appropriate as part of an overall allocation to equities for clients seeking capital appreciation potential.
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Micro-Cap Financial Institutions

  • A portfolio of high performing, small community banks.
  • Companies are selected based upon various metrics including return on assets (ROA), return on equity (ROE), efficiency ratio, loan and deposit growth and loan portfolio performance.
  • The portfolio is most appropriate as part of an overall allocation to equities for clients seeking capital appreciation potential.
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Target Allocation Equities ETF Portfolio

  • A portfolio consisting exclusively of exchange traded funds (ETFs) designed to provide cost effective, efficient exposure to various asset classes including large, mid, and small capitalization U.S. and international companies.
  • The portfolio is appropriate for investors seeking capital appreciation potential and can be used in conjunction with the Target Allocation Fixed Income portfolio to target specific asset allocations (i.e. 60% equities, 40% fixed income)

Fixed Income

Taxable Fixed Income

A diversified portfolio of individual bonds and preferred stocks and exchange traded funds (ETFs) providing exposure to U.S Government, corporate, high yield, mortgage backed and emerging market fixed income exposure.

The portfolio is appropriate for clients seeking current taxable income or to decrease volatility of their equity portfolios using bonds.

Tax-Free Fixed Income

A risk optimized, diversified portfolio of well rated mutual funds that provide federally tax-free, and certain cases, state tax free income.

The portfolio is appropriate for clients seeking current tax-free income or to decrease volatility of their equity portfolios using bonds.

Clients in higher tax brackets may consider using this portfolio for taxable individual, joint or trust accounts.

Target Allocation Equities ETF Portfolio

A portfolio consisting exclusively of exchange traded funds (ETFs) designed to provide cost effective, efficient exposure to various fixed income asset classes including government, corporate, mortgage backed, high yield and emerging market debt.

The portfolio is appropriate for investors seeking capital appreciation potential and can be used in conjunction with the Target Allocation Equities ETF portfolio to target specific asset allocations (i.e. 60% equities, 40% fixed income).

Schedule a Free Consultation

Schedule a free call with one of our financial advisers to see how Investment Solutions can be beneficial for wealth management in your unique situation.
Meet with an Adviser
Rick Levenson - Financial Adviser at Western Financial